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Welcome to VAO FS

At VAO FS, we are committed to guiding you through the mortgage process with tailored solutions that fit your financial needs and goals. Our dedicated team is here to support you every step of the way.

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About VAO FS

Our Mission

VAO FS is a trusted financial services business dedicated to helping individuals and families achieve their property and financial goals with confidence. Founded by an experienced Mortgage Consultant with a strong background in operations management, customer service, and strategic financial planning, VAO FS brings both expertise and a client-first approach to every interaction. We specialize in various loan types to ensure diverse choices for every client, and our expert team analyzes market trends to recommend products aligning with your financial goals, providing personalized services for both residential and commercial lending solutions.

Client Stories

"Everything was easy and near on done for us with the help of Vikas he was very helpful and helped when we struggled with anything even made appointments with us late in the evening, he was superb."

Ethan Young

"Very happy with Vikas. He understood exactly what my situation required and advised me accordingly."

Lee

"Vikas is a very experienced mortgage advisor. He made the process easy for us. We are very happy to deal with them."

Alaa

The VAO FS Process

Initial Consultation

Thorough Analysis

Tailored Recommendation

Get in Touch

Feel free to contact us at VAO FS for expert mortgage guidance and personalized solutions tailored to your financial needs and goals.

​+447380810438

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Stay connected

Bedford

Bedfordshire

​England

VAO FS Limited, registered at 123 Hill Lane, Any Town AB12 3CD. VAO FS Limited is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions
ICO Number - ZC248758

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We work with A Panel of Lenders whose particulars will be supplied upon an unrestricted number of Lenders to find a potentially suitable option

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We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey

 

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